TOMCAT COMMERCIAL REGISTRY
Active B2B Record CAPEX Stack

VALLEY FEDERAL CREDIT UNION OF MONTANA

Billings, MT

Specialized Risk & Refinancing Portals: View dedicated analysis sheets for this company: Tomcat CapEx (Equipment Lease Maturity) | Tomcat MCA (Position Stacking History)
Filing Details: VALLEY FEDERAL CREDIT UNION OF MONTANA​, based in MT, has an active commercial asset lien filed against it. The filing names FEDERAL HOME LOAN BANK OF SEATTLE - SEATTLE, WA as the secured party of record, registered on 07/23/2003 under index 74059166. Filings like this are used by lenders to establish legal priority over a business's pledged collateral.
B2B Corporate Activity & OSINT Intelligence Feed

Sweeping public federal award data (USAspending.gov) and refinancing rate arbitrage matrices for this entity.

Refinance Arbitrage Source: Rates Engine
Potential Interest Savings: $115,200

Maturing high-rate specialty debt held by FEDERAL HOME LOAN BANK OF SEATTLE - SEATTLE, WA (Tier 3 Specialty Capital) at an estimated 24.5% APR can be consolidated to a Tier 1 Bank line at 8.5% APR.

Monthly Savings: $2,400 Refi Capacity: Active
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B2B Commercial Expansion & Refi Triggers

Three commercial trigger event possibilities available for this company directory listing based on active Uniform Commercial Code filing records.

Capital Account Expansion Strategy (General B2B) This active filing registered on 07/23/2003 indicates new capital allocations. SaaS and service providers can target this business to offer operational solutions and tools as they expand.
Trigger Signal: Active Asset Acquisition | Target Group: SaaS, Tech, Services Reps
Lien Priority Stack Analysis

Analysis of state registrations ranked by chronological priority. Secondary creditors operate at subordinate stack position (N+1).

Lien Position Secured Creditor Filing ID Filing Date
1 (Active) CORPORATE AMERICA CREDIT UNION - BIRMINGHAM, AL 585320598 01/17/2012
2 (Active) WEBBANK - SALT LAKE CITY, UT 20240085821 02/06/2024
3 (Active) FEDERAL HOME LOAN BANK OF SEATTLE - SEATTLE, WA 74059166 07/23/2003
4 (Prospect) Open Subordinate Refinancing Opportunity - Prospective Subordinated Position