TOMCAT COMMERCIAL REGISTRY
Active B2B Record CAPEX Stack

JOINER, CLARENCE DAVID

092, GA

Specialized Risk & Refinancing Portals: View dedicated analysis sheets for this company: Tomcat CapEx (Equipment Lease Maturity) | Tomcat MCA (Position Stacking History)
Registration Overview: JOINER, CLARENCE DAVID, based in GA, has an active commercial asset lien filed against it. The filing names CITIZENS COMMUNITY BANK as the secured party of record, registered on 2025-01-31 under index 092-2025-000125. Filings like this are used by lenders to establish legal priority over a business's pledged collateral.
B2B Corporate Activity & OSINT Intelligence Feed

Sweeping public federal award data (USAspending.gov) and refinancing rate arbitrage matrices for this entity.

Refinance Arbitrage Source: Rates Engine
Potential Interest Savings: $115,200

Maturing high-rate specialty debt held by CITIZENS COMMUNITY BANK (Tier 3 Specialty Capital) at an estimated 24.5% APR can be consolidated to a Tier 1 Bank line at 8.5% APR.

Monthly Savings: $2,400 Refi Capacity: Active
โšก Active Cash Flow Signal Detected tomcatmca.com
12 Stacked Filings On Record For This Company

JOINER, CLARENCE DAVID has 12 active filings in position-stacking order, a signal commonly associated with working-capital/MCA stacking behavior. View the full position-stacking history and working capital profile on Tomcat MCA.

VIEW MCA & WORKING CAPITAL PROFILE โ†’
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B2B Software Stack & IT Infrastructure Intelligence

Scan active SaaS tools, cloud infrastructure providers (AWS/GCP), CRM systems, and IT software expenditure for JOINER, CLARENCE DAVID on our technographic spy platform.

SCAN TECH STACK ON TECHNOGRAPHIC SPY โ†’
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Autonomous AI Sales Outreach & Prospecting Engine

Generate automated AI cold email sequences, executive contact outreach, and B2B sales pipeline campaigns for JOINER, CLARENCE DAVID on our autonomous sales agent platform.

LAUNCH AUTONOMOUS OUTREACH ON SALESAGENTIC โ†’
B2B Commercial Expansion & Refi Triggers

Three commercial trigger event possibilities available for this company directory listing based on active Uniform Commercial Code filing records.

Capital Account Expansion Strategy (General B2B) This active filing registered on 2025-01-31 indicates new capital allocations. SaaS and service providers can target this business to offer operational solutions and tools as they expand.
Trigger Signal: Active Asset Acquisition | Target Group: SaaS, Tech, Services Reps
Lien Priority Stack Analysis

Analysis of state registrations ranked by chronological priority. Secondary creditors operate at subordinate stack position (N+1).

Lien Position Secured Creditor Filing ID Filing Date
1 (Active) CITIZENS COMMUNITY BANK 092-2021-000076 2021-01-15
2 (Active) THE CITIZENS BANK 092-2021-000134 2021-02-02
3 (Active) CITIZENS COMMUNITY BANK 092-2022-001364 2022-08-05
4 (Active) CITIZENS COMMUNITY BANK 092-2022-001365 2022-08-05
5 (Active) CITIZENS COMMUNITY BANK 092-2022-001366 2022-08-05
6 (Active) CITIZENS COMMUNITY BANK 092-2022-001457 2022-08-18
7 (Active) CITIZENS COMMUNITY BANK 092-2023-001604 2023-09-26
8 (Active) CITIZENS COMMUNITY BANK 092-2024-000849 2024-06-07
9 (Active) CITIZENS COMMUNITY BANK 092-2024-001689 2024-11-18
10 (Active) CITIZENS COMMUNITY BANK 092-2024-001919 2024-12-26
11 (Active) CITIZENS COMMUNITY BANK 092-2025-000125 2025-01-31
12 (Active) THE CITIZENS BANK 092-2025-000257 2025-02-27
13 (Prospect) Open Subordinate Refinancing Opportunity - Prospective Subordinated Position