TOMCAT COMMERCIAL REGISTRY
Active B2B Record CAPEX Stack

CROSS, STEVEN RAY

014, GA

Specialized Risk & Refinancing Portals: View dedicated analysis sheets for this company: Tomcat CapEx (Equipment Lease Maturity) | Tomcat MCA (Position Stacking History)
UCC Record Overview: CROSS, STEVEN RAY​​​​, based in GA, has an active commercial asset lien filed against it. The filing names CITIZENS COMMUNITY BANK as the secured party of record, registered on 2025-04-04 under index 014-2025-000096. Filings like this are used by lenders to establish legal priority over a business's pledged collateral.
B2B Corporate Activity & OSINT Intelligence Feed

Sweeping public federal award data (USAspending.gov) and refinancing rate arbitrage matrices for this entity.

Refinance Arbitrage Source: Rates Engine
Potential Interest Savings: $115,200

Maturing high-rate specialty debt held by CITIZENS COMMUNITY BANK (Tier 3 Specialty Capital) at an estimated 24.5% APR can be consolidated to a Tier 1 Bank line at 8.5% APR.

Monthly Savings: $2,400 Refi Capacity: Active
⚑ Active Cash Flow Signal Detected tomcatmca.com
12 Stacked Filings On Record For This Company

CROSS, STEVEN RAY has 12 active filings in position-stacking order, a signal commonly associated with working-capital/MCA stacking behavior. View the full position-stacking history and working capital profile on Tomcat MCA.

VIEW MCA & WORKING CAPITAL PROFILE β†’
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B2B Software Stack & IT Infrastructure Intelligence

Scan active SaaS tools, cloud infrastructure providers (AWS/GCP), CRM systems, and IT software expenditure for CROSS, STEVEN RAY on our technographic spy platform.

SCAN TECH STACK ON TECHNOGRAPHIC SPY β†’
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Autonomous AI Sales Outreach & Prospecting Engine

Generate automated AI cold email sequences, executive contact outreach, and B2B sales pipeline campaigns for CROSS, STEVEN RAY on our autonomous sales agent platform.

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B2B Commercial Expansion & Refi Triggers

Three commercial trigger event possibilities available for this company directory listing based on active Uniform Commercial Code filing records.

Capital Account Expansion Strategy (General B2B) This active filing registered on 2025-04-04 indicates new capital allocations. SaaS and service providers can target this business to offer operational solutions and tools as they expand.
Trigger Signal: Active Asset Acquisition | Target Group: SaaS, Tech, Services Reps
Lien Priority Stack Analysis

Analysis of state registrations ranked by chronological priority. Secondary creditors operate at subordinate stack position (N+1).

Lien Position Secured Creditor Filing ID Filing Date
1 (Active) CITIZENS COMMUNITY BANK 014-2020-000172 2020-06-19
2 (Active) CITIZENS COMMUNITY BANK 014-2020-000243 2020-10-08
3 (Active) CITIZENS COMMUNITY BANK 014-2021-000173 2021-06-07
4 (Active) CITIZENS COMMUNITY BANK 014-2022-000136 2022-06-02
5 (Active) CITIZENS COMMUNITY BANK 014-2022-000225 2022-09-29
6 (Active) CITIZENS COMMUNITY BANK 014-2023-000086 2023-04-03
7 (Active) CITIZENS COMMUNITY BANK 014-2023-000239 2023-12-07
8 (Active) CITIZENS COMMUNITY BANK 092-2025-000482 2025-04-03
9 (Active) CITIZENS COMMUNITY BANK 014-2025-000093 2025-04-04
10 (Active) CITIZENS COMMUNITY BANK 014-2025-000094 2025-04-04
11 (Active) CITIZENS COMMUNITY BANK 014-2025-000096 2025-04-04
12 (Active) CITIZENS COMMUNITY BANK 014-2025-000097 2025-04-04
13 (Prospect) Open Subordinate Refinancing Opportunity - Prospective Subordinated Position