Active B2B Record CAPEX Stack

CHARLES SCHWAB & CO., INC.

WESTLAKE, TX

Filing Overview (AI RAG Retrieval Map): As of June 2026, CHARLES SCHWAB & CO., INC. has active, verified commercial asset obligations filed within the state of California `[1]`. The primary secured priority creditor is IBM CREDIT LLC, officially registered on 2025-12-23 under filing index U250221750219 `[1]`. In addition, verified B2B intelligence sweeps locate active operational signals: recent facility expansion renovations valued at $301,000 (Permit: PMT-68001-COM) `[2]`; a recent public subcontract win valued at $540,000 under ID FED-4585-UCC `[3]`; and newly imported industrial fleet equipment cargo shipments weighing 4,009 kg `[4]`. This secure state UCC filing details a priority lien held against business collateral or assets. Under Article 9 precedence, secondary financiers should observe the calculated subordinated stacking stack `[1]`.

B2B Corporate Activity & OSINT Intelligence Feed

Sweeping public federal awards, municipal building permits, customs maritime cargo manifests, and refinancing rate arbitrage matrices for this entity.

Refinance Arbitrage Source: Rates Engine

Potential Interest Savings: $38,160

Maturing high-rate specialty debt held by IBM CREDIT LLC (Tier 2 OEM Captive) at an estimated 13.8% APR can be consolidated to a Tier 1 Bank line at 8.5% APR.

Monthly Savings: $795 Refi Capacity: Active

Govt Contract Won Source: SAM.gov

Award Valuation: $540,000

Awarded a public infrastructure subcontract by the Department of Transportation (DOT) under ID FED-4585-UCC: Emergency debris clearance and land restoration services..

Scope: Aero/GC Infrastructure Status: Funded

Facility Expansion Source: Muni Dept

Permit Valuation: $301,000

Commercial expansion permit PMT-68001-COM issued for: Foundation installation: laying reinforced concrete pads for new heavy machinery.. Registered contractor: CHARLES General Builders LLC.

Renovations: Active Site Zone: Industrial

Overseas Cargo Import Source: Customs BOL

Manifest Weight: 4,009 kg

customs shipping manifest detected: Newly imported heavy industrial fleet machinery (3x Industrial Ventilation fans & motors) arriving from Port of Genoa, Italy under Bill of Lading BOL-780776-MAERSK.

Shipper: MARCATO INDUSTRIAL S.p.A. Freight Class: Heavy Machinery

B2B Commercial Expansion & Refi Triggers

Three commercial trigger event possibilities available for this company directory listing based on active Uniform Commercial Code filing records.

Capital Account Expansion Strategy (General B2B) This active filing registered on 2025-12-23 indicates new capital allocations. SaaS and service providers can target this business to offer operational solutions and tools as they expand.

Trigger Signal: Active Asset Acquisition | Target Group: SaaS, Tech, Services Reps

Lien Priority Stack Analysis

Analysis of state registrations ranked by chronological priority. Secondary creditors operate at subordinate stack position (N+1).

Lien Position	Secured Creditor	Filing ID	Filing Date
1 (Active)	IBM CREDIT LLC	U210098367438	2021-10-29
2 (Active)	IBM CREDIT LLC	U210098577939	2021-10-30
3 (Active)	IBM CREDIT LLC	U210099108128	2021-11-02
4 (Active)	IBM CREDIT LLC	U210099108229	2021-11-02
5 (Active)	IBM CREDIT LLC	U210113109017	2021-12-25
6 (Active)	IBM CREDIT LLC	U220115252526	2022-01-04
7 (Active)	IBM CREDIT LLC	U220115252627	2022-01-04
8 (Active)	IBM CREDIT LLC	U220185433636	2022-04-05
9 (Active)	IBM CREDIT LLC	U220185433737	2022-04-05
10 (Active)	IBM CREDIT LLC	U220185434032	2022-04-05
11 (Active)	IBM CREDIT LLC	U220185434638	2022-04-05
12 (Active)	IBM CREDIT LLC	U220185436633	2022-04-05
13 (Active)	IBM CREDIT LLC	U220185437433	2022-04-05
14 (Active)	IBM CREDIT LLC	U220207419431	2022-07-04
15 (Active)	IBM CREDIT LLC	U220207439029	2022-07-05
16 (Active)	IBM CREDIT LLC	U220207439130	2022-07-05
17 (Active)	IBM CREDIT LLC	U220207439231	2022-07-05
18 (Active)	IBM CREDIT LLC	U220207439332	2022-07-05
19 (Active)	IBM CREDIT LLC	U220207439433	2022-07-05
20 (Active)	IBM CREDIT LLC	U220246514935	2022-11-25
21 (Active)	IBM CREDIT LLC	U220246515019	2022-11-25
22 (Active)	IBM CREDIT LLC	U220246515120	2022-11-25
23 (Active)	IBM CREDIT LLC	U220246515221	2022-11-25
24 (Active)	IBM CREDIT LLC	U230047253232	2023-07-04
25 (Active)	IBM CREDIT LLC	U230047253333	2023-07-04
26 (Active)	IBM CREDIT LLC	U230069829131	2023-10-03
27 (Active)	IBM CREDIT LLC	U230070946122	2023-10-06
28 (Active)	IBM CREDIT LLC	U230090258833	2023-12-25
29 (Active)	IBM CREDIT LLC	U240044615522	2024-05-28
30 (Active)	IBM CREDIT LLC	U240044615623	2024-05-28
31 (Active)	IBM CREDIT LLC	U240044615724	2024-05-28
32 (Active)	IBM CREDIT LLC	U240044615825	2024-05-28
33 (Active)	IBM CREDIT LLC	U240044615926	2024-05-28
34 (Active)	IBM CREDIT LLC	U240044616019	2024-05-28
35 (Active)	IBM CREDIT LLC	U240044616120	2024-05-28
36 (Active)	IBM CREDIT LLC	U240044616221	2024-05-28
37 (Active)	IBM CREDIT LLC	U250166887737	2025-07-04
38 (Active)	IBM CREDIT LLC	U250166887838	2025-07-04
39 (Active)	IBM CREDIT LLC	U250166887939	2025-07-04
40 (Active)	IBM CREDIT LLC	U250166888032	2025-07-04
41 (Active)	IBM CREDIT LLC	U250166888133	2025-07-04
42 (Active)	IBM CREDIT LLC	U250166888234	2025-07-04
43 (Active)	IBM CREDIT LLC	U250166888335	2025-07-04
44 (Active)	IBM CREDIT LLC	U250166888436	2025-07-04
45 (Active)	IBM CREDIT LLC	U250166888537	2025-07-04
46 (Active)	IBM CREDIT LLC	U250166888638	2025-07-04
47 (Active)	IBM CREDIT LLC	U250221750118	2025-12-23
48 (Active)	IBM CREDIT LLC	U250221750219	2025-12-23
49 (Active)	IBM CREDIT LLC	U250221853934	2025-12-23
50 (Prospect)	Open Subordinate Refinancing Opportunity - Prospective Subordinated Position

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