TOMCAT COMMERCIAL REGISTRY
Active B2B Record CAPEX Stack

AFLAC INCORPORATED

007, GA

Specialized Risk & Refinancing Portals: View dedicated analysis sheets for this company: Tomcat CapEx (Equipment Lease Maturity) | Tomcat MCA (Position Stacking History)
UCC Record Overview: AFLAC INCORPORATED​​​ has an active UCC-1 financing statement on file in Georgia. The secured party of record is RICOH USA, INC, with the filing registered on 2025-07-15 under filing index 007-2025-033198. Under Article 9 of the UCC, this filing gives the secured party priority claim to the listed collateral over later creditors.
B2B Corporate Activity & OSINT Intelligence Feed

Sweeping public federal award data (USAspending.gov) and refinancing rate arbitrage matrices for this entity.

Refinance Arbitrage Source: Rates Engine
Potential Interest Savings: $115,200

Maturing high-rate specialty debt held by RICOH USA, INC (Tier 3 Specialty Capital) at an estimated 24.5% APR can be consolidated to a Tier 1 Bank line at 8.5% APR.

Monthly Savings: $2,400 Refi Capacity: Active
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B2B Commercial Expansion & Refi Triggers

Three commercial trigger event possibilities available for this company directory listing based on active Uniform Commercial Code filing records.

Capital Account Expansion Strategy (General B2B) This active filing registered on 2025-07-15 indicates new capital allocations. SaaS and service providers can target this business to offer operational solutions and tools as they expand.
Trigger Signal: Active Asset Acquisition | Target Group: SaaS, Tech, Services Reps
Lien Priority Stack Analysis

Analysis of state registrations ranked by chronological priority. Secondary creditors operate at subordinate stack position (N+1).

Lien Position Secured Creditor Filing ID Filing Date
1 (Active) WELLS FARGO EQUIPMENT FINANCE INC. 007-2020-030053 2020-06-29
2 (Active) RICOH USA, INC. 007-2023-044755 2023-08-31
3 (Active) RICOH USA, INC. 007-2023-050485 2023-10-04
4 (Active) RICOH USA, INC. 007-2023-056093 2023-11-09
5 (Active) RICOH USA, INC. 007-2024-011685 2024-03-08
6 (Active) RICOH USA, INC. 007-2024-011740 2024-03-11
7 (Active) RICOH USA, INC. 007-2024-014320 2024-03-26
8 (Active) RICOH USA, INC. 007-2024-023022 2024-05-08
9 (Active) RICOH USA, INC. 007-2024-023220 2024-05-09
10 (Active) RICOH USA, INC. 007-2024-047191 2024-10-08
11 (Active) RICOH USA, INC. 007-2024-047387 2024-10-09
12 (Active) RICOH USA, INC. 007-2024-055188 2024-11-26
13 (Active) RICOH USA, INC. 007-2024-059131 2024-12-19
14 (Active) RICOH USA, INC. 007-2024-059315 2024-12-20
15 (Active) RICOH USA, INC 007-2025-002730 2025-01-24
16 (Active) RICOH USA, INC. 007-2025-013988 2025-03-24
17 (Active) RICOH USA, INC. 007-2025-021438 2025-05-05
18 (Active) RICOH USA, INC 007-2025-033198 2025-07-15
19 (Active) RICOH USA, INC 007-2025-041518 2025-09-08
20 (Active) RICOH USA, INC. 007-2025-042798 2025-09-12
21 (Active) RICOH USA, INC. 007-2025-043982 2025-09-19
22 (Active) RICOH USA, INC. 007-2025-044144 2025-09-19
23 (Active) RICOH USA, INC. 007-2025-046287 2025-10-03
24 (Prospect) Open Subordinate Refinancing Opportunity - Prospective Subordinated Position